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The first time I met my future husband, we were both in college. I had a flat tire and he was busy rescuing me. 🙂 He paid to have my tire fixed. It was all of $5, but I felt I should at least make the effort to “look like” I would pay him back for his trouble. I wrote him a $5 check and along with some chocolate chip cookies as a thank you.
This story has a DIRECT correlation to budgeting…wait for it…
I found out AFTER WE WERE MARRIED (!!) that my check bounced. If it wasn’t embarrassing enough that I bounced a $5 check to tall, dark and handsome, it was more embarrassing that I never realized it. I guess there was not a whole lot of checkbook balancing going on in my dorm room.
But, really. Can you believe he even cashed it?
This story perfectly illustrates our money differences. I spend freely, with abandon! His budgeting wisdom is “do not spend, at all.” Match made in heaven! This sets us up for a lifetime of romance and joy on the 1st and the 15th of the month. Not. (Sorry for the out of date slang, but it works here!)
What transformed our story was attending Dave Ramsey’s Financial Peace University, I can’t encourage you more to do it. It changed our marriage when it came to finances. We now talk openly about our finances, have financial goals, have a healthy savings & giving plan, we know where our money is going. But, most importantly, I no longer have to sneak shopping bags into my closet.
If you need help setting up a budget, download this easy printable. Setting Up Your Family Budget Worksheet.
I will be making some of my budget printables available over the next couple days. Download and enjoy! (click on the link below)
Click on one of the following, for a free download of my Cash Envelope Breakdown worksheets. Enjoy!
Blog Cash Envelope Bkdwn – Pages
Blog Cash Envelope BkdwnWord – Word
Be blessed and “act your wage” 🙂
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