Well, it started today. I purchased my first item out of the Christmas budget. We do well saving throughout the year for Christmas, but I’ve got to be honest, by the middle of the mayhem of Christmas shopping, celebrating & decorating, I have no idea where I am on our budget. So, to help you (& me!) out, I created helpful Christmas worksheets that will help you track your expenses throughout the entire season. It also includes a section for budgeting before your spending actually begins.
My goal this year is not to bust my budget on Christmas, but that can only happen if I am actually tracking all the expenses that go into Christmas. You know what usually trips me up? All those little expenses that I don’t plan for like, the stamps for the Christmas cards, the gifts for mailman, and yearly events we attend. There is a lot that is encompassed in Christmas spending!
CHRISTMAS BUDGET BUSTERS: (budget for these on your Christmas worksheets!)
- Christmas Giving – do you & your family do Shoeboxes or give to a needy family?
- Gifts to service people – your children’s teachers, your mailman, your house cleaner, your Amazon delivery driver (cough, cough,) your boss or co-workers.
- Gift to friends & neighbors – do you make cookies or purchase items to gift to your neighbors &/or friends?
- Christmas events – do you spend money on tickets for plays, concerts, parties, etc?
- Home decorating – do you purchase a live tree every year? Christmas lights? Decor? Candles?
- Advent gifts/toys – this seriously sneaks up on me every year. My kids think they should get a gift every day of advent. I’ve got to get a little more creative this year. 🙂
- Stocking stuffers – Don’t forget these fun gifts! A great place to find unique stocking stuffers is Uncommon Goods. Or, just finding little things that your kids/spouse love to hide in their stockings are a part of the fun. Favorite candy? Giant candy cane filled with gum?
- Christmas clothing – you know you are going to purchase coordinating outfits for pictures, or dressy clothing for the kid’s Christmas concert! Make sure to figure it into your budget so you aren’t strapped at the end of the year.
- Christmas Cards – have you hired a photographer or are you DIY’ing it? Have you purchased the cards, stamps and return address labels?
Does this list stress you out? I hope it doesn’t! I hope these Christmas worksheets help you to prepare and make wise financial decisions this holiday season.
CLICK HERE TO PRINT: christmasexpensesprintablepdf
INTERESTED IN MORE GREAT, FAMILY-FRIENDLY CHRISTMAS IDEAS? Check these out!
- Read the Christmas Story throughout the month of December – printable advent reading cards
- How I purchased my kids’ Christmas outfits for $15! – great example of using multiple discounts to score serious savings.
- Christmas Home Tour – beautiful & simple ideas to decorate the outside of your home for Christmas.
My prayers are for your stress-free, abundant Christmas season!
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